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Loan calculator
Estimate a mortgage's monthly payment and total interest from the home price, down payment, rate, and term.
Combine an equal principal-and-interest payment with estimated monthly taxes, insurance, and other housing costs.
How to read these results
These values are calculated from your current inputs. Check the input units and this calculator’s stated assumptions or included scope alongside the results.
Primary result: Monthly principal and interest
Supporting value: Estimated monthly housing payment
Use the result for your next decision
Compare the primary result with your target or another option, then change only the conditions you want to test and recalculate. Before acting, also check the calculator-specific guidance and applicable conditions.
Keep up to three calculated result snapshots only for this page session and compare them with the current result. Inputs, URLs, and browser storage are not used.
Shares only the calculator name and displayed result summary. Inputs and URLs are not included or stored.
Uses your browser’s print feature without uploading or automatically saving your inputs or results.
A planning estimate using a fixed rate and equal monthly principal-and-interest payments. Approval terms, adjustable rates, acquisition costs, and fees are excluded.
Enter the mortgage terms to see the monthly loan and housing-cost estimates.
Only repayment of the loan balance and interest. Add taxes and insurance through the separate monthly-cost input.
Yes. The loan amount is divided evenly across all months.
Enter the cash contribution that reduces the amount you need to borrow.
Lender day-count rules, rate type, fees, and actual taxes and insurance can differ.