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Loan calculator
Estimate loan-to-value ratio and target-based borrowing capacity from property value and loan amount.
Compare a loan with its collateral value and see the maximum amount at a target LTV.
How to read these results
These values are calculated from your current inputs. Check the input units and this calculator’s stated assumptions or included scope alongside the results.
Primary result: Loan-to-value ratio
Supporting value: Maximum loan at target LTV
Use the result for your next decision
Compare the primary result with your target or another option, then change only the conditions you want to test and recalculate. Before acting, also check the calculator-specific guidance and applicable conditions.
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A planning estimate based on simple ratios; a lender's recognized collateral value and actual limit may differ.
Calculate to see estimated LTV and target-based borrowing capacity.
Loan-to-value ratio compares a secured loan amount with the collateral value.
Use the market or appraised value you expect the lender to recognize.
Enter the regulatory or lender ratio you want to compare. Your actual rate may differ.
No. It is only the LTV difference and excludes DSR, income, credit, and prior liens.