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Loan and credit calculator
Estimate a South Korea mortgage borrowing limit by comparing user-entered LTV and DSR constraints. Monetary inputs and results are in KRW.
This planning tool compares the LTV-based cap with the borrowing amount supported by DSR repayment capacity and uses the lower amount as the estimate.
How to read these results
These values are calculated from your current inputs. Check the input units and this calculator’s stated assumptions or included scope alongside the results.
Primary result: Estimated loan limit
Supporting value: Binding constraint
Use the result for your next decision
Compare the primary result with your target or another option, then change only the conditions you want to test and recalculate. Before acting, also check the calculator-specific guidance and applicable conditions.
Keep up to three calculated result snapshots only for this page session and compare them with the current result. Inputs, URLs, and browser storage are not used.
Shares only the calculator name and displayed result summary. Inputs and URLs are not included or stored.
Uses your browser’s print feature without uploading or automatically saving your inputs or results.
All monetary values are KRW and the loan assumes level monthly principal-and-interest payments. Enter LTV and DSR limits that match the policy and borrower conditions you want to model.
Actual lender limits can differ because location, property type, recognized income, existing debt, Stress DSR, lender underwriting, exemptions, and current South Korean rules may vary.
The calculator derives an LTV cap from the home price and entered LTV ratio, then derives a DSR affordability cap from income, existing debt service, DSR ratio, expected rate, and repayment term. The lower value is shown as the estimated limit.