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Loan calculator
Estimate a loan prepayment fee from the repayment amount, contractual fee rate, and remaining term.
Estimate the fee that may apply when repaying part or all of a loan before maturity.
How to read these results
These values are calculated from your current inputs. Check the input units and this calculator’s stated assumptions or included scope alongside the results.
Primary result: Estimated prepayment fee
Supporting value: Repayment including fee
Use the result for your next decision
Compare the primary result with your target or another option, then change only the conditions you want to test and recalculate. Before acting, also check the calculator-specific guidance and applicable conditions.
Keep up to three calculated result snapshots only for this page session and compare them with the current result. Inputs, URLs, and browser storage are not used.
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A simple estimate using repayment amount × contractual fee rate × remaining-term share. Lenders may instead apply exact days, waiver periods, product-specific formulas, or fee-free allowances.
Enter the loan terms to see the estimated fee and remaining term.
Yes. Enter only the principal amount you plan to repay early.
Check the loan agreement or the loan details in your lender's app.
Enter the completed months from loan funding to the planned repayment date.
The lender may use exact days, waiver rules, and the balance on the repayment date.