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Loan calculator
Estimate monthly interest and total cost for an unsecured personal loan from its amount, rate, and term.
Review interest and recurring fees for an interest-only unsecured loan whose principal is repaid at maturity.
How to read these results
These values are calculated from your current inputs. Check the input units and this calculator’s stated assumptions or included scope alongside the results.
Primary result: Monthly interest
Supporting value: Estimated monthly cost
Use the result for your next decision
Compare the primary result with your target or another option, then change only the conditions you want to test and recalculate. Before acting, also check the calculator-specific guidance and applicable conditions.
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A simple estimate assuming interest-only monthly payments and principal repayment at maturity. Actual repayment terms and fees vary by lender.
Enter the loan terms to see monthly interest and total cost.
No. It assumes interest-only payments and calculates interest plus entered monthly fees.
Enter recurring charges as monthly fees. One-time charges are not included.
Enter the interest-only or contract period in months.
Yes. Interest is zero and only entered monthly fees remain in total cost.