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Financial calculator
Compare common repayment methods under the same loan assumptions and review how principal and interest change each month.
Results assume a fixed rate and end-of-month payments. They are estimates, not a lender's official amortization schedule or loan offer.
Estimated results
Whole-won estimates assume the rate and repayment terms do not change.
Compare payment burden and total interest for equal-payment and equal-principal repayment under identical terms.
After calculation, review monthly principal, interest, payment, and remaining balance for the selected method.
After calculation, review monthly principal, interest, payment, and remaining balance for the selected method.
After calculation, review monthly principal, interest, payment, and remaining balance for the selected method.
Equal payment offers steadier monthly budgeting. Equal principal starts higher but produces less total interest under the same terms.
It is monthly interest before maturity; the final installment also includes the full principal.
No. Fees, variable rates, and grace periods must be checked with the lender.
Internal values are not rounded, while displayed amounts are rounded to whole won.