Loading…
Loan calculator
Estimate monthly payments, total interest, and the final balloon payment from a loan principal, rate, term, and residual balance.
Preview a loan structure that amortizes part of the balance through regular payments and leaves a larger amount due at maturity.
How to read these results
These values are calculated from your current inputs. Check the input units and this calculator’s stated assumptions or included scope alongside the results.
Primary result: Monthly payment
Supporting value: Final balloon payment
Use the result for your next decision
Compare the primary result with your target or another option, then change only the conditions you want to test and recalculate. Before acting, also check the calculator-specific guidance and applicable conditions.
Keep up to three calculated result snapshots only for this page session and compare them with the current result. Inputs, URLs, and browser storage are not used.
Shares only the calculator name and displayed result summary. Inputs and URLs are not included or stored.
Uses your browser’s print feature without uploading or automatically saving your inputs or results.
A planning estimate using a fixed rate and equal monthly payment dates. Day-count rules, fees, and rate changes are excluded.
Enter the loan terms to see regular payments and the amount due at maturity.
It is a large balance left due at maturity after smaller regular payments during the loan term.
The result is the standard fully amortizing equal monthly payment.
Yes. With a positive rate, that produces an interest-only structure during the term.
No. The estimate covers principal and interest only, so evaluate fees separately.