Loading…
Savings calculator
Calculate the monthly saving needed to reach a target amount from your current savings, expected return, and time horizon.
How to read these results
These values are calculated from your current inputs. Check the input units and this calculator’s stated assumptions or included scope alongside the results.
Primary result: Required monthly savings
Supporting value: Estimated total contributions
Use the result for your next decision
Compare the primary result with your target or another option, then change only the conditions you want to test and recalculate. Before acting, also check the calculator-specific guidance and applicable conditions.
Keep up to three calculated result snapshots only for this page session and compare them with the current result. Inputs, URLs, and browser storage are not used.
Shares only the calculator name and displayed result summary. Inputs and URLs are not included or stored.
Uses your browser’s print feature without uploading or automatically saving your inputs or results.
Assumes equal deposits at the end of each month and a constant rate of return.
The calculator first projects the future value of current savings, then solves the future-value annuity formula for the monthly deposit needed to close the remaining gap.
Taxes, fees, FX, and actual return variability are excluded. The estimate does not guarantee the goal will be reached.