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Housing & Real Estate
Estimate how much cash remains after selling a home by subtracting mortgage payoff, brokerage, taxes, legal and closing costs, repairs, staging, moving, and other seller costs.
How to read these results
These values are calculated from your current inputs. Check the input units and this calculator’s stated assumptions or included scope alongside the results.
Primary result: Estimated net proceeds
Supporting value: Proceeds before mortgage payoff
Use the result for your next decision
Compare the primary result with your target or another option, then change only the conditions you want to test and recalculate. Before acting, also check the calculator-specific guidance and applicable conditions.
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This calculator does not determine statutory capital-gains tax or brokerage caps. Enter transaction-specific amounts you have verified for your location and circumstances. A negative net-proceeds result means the sale price is not enough to cover the entered payoff and seller costs.
Seller costs combine brokerage, transfer/tax amounts, legal and closing costs, repairs/cleaning/staging, moving, and other entered costs. Proceeds before mortgage payoff subtract those costs from the sale price. Estimated net proceeds then subtract the entered mortgage payoff balance.
Actual closing proceeds can differ because of lender payoff quotes, prepayment fees, tax treatment, prorations, utilities, management fees, and settlement timing. Confirm the lender payoff amount and transaction-specific costs before relying on the estimate.