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Investment calculator
Compare the long-term outcome of reinvesting dividends versus taking them in cash using an initial investment, dividend yield, price growth, dividend growth, and holding period.
How to read these results
These values are calculated from your current inputs. Check the input units and this calculator’s stated assumptions or included scope alongside the results.
Primary result: Ending value with reinvestment
Supporting value: Total value taking cash dividends
Use the result for your next decision
Compare the primary result with your target or another option, then change only the conditions you want to test and recalculate. Before acting, also check the calculator-specific guidance and applicable conditions.
Keep up to three calculated result snapshots only for this page session and compare them with the current result. Inputs, URLs, and browser storage are not used.
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This model assumes annual dividends are paid at year-end and immediately reinvested into the same asset, with constant price-growth and dividend-growth assumptions. Taxes, fees, FX, dividend cuts, and market volatility are not included.
The model normalizes the starting share price to 1 and treats the initial investment as the starting share count. Each year it grows the share price and dividend per share by the entered assumptions. The reinvestment scenario buys additional shares at year-end with that year's dividend, while the cash-dividend scenario keeps the original shares and accumulates dividends separately.
Dividend yield and dividend growth are not guaranteed, and dividends can be reduced or suspended. This is a planning simulation, not a return guarantee or recommendation to buy any security.